Disability Benefits
Short-Term Disability insurance is “paycheck” protection and pays a percentage of your salary if you become temporarily disabled for a period of weeks. Common short-term disability claims include injury, pregnancy and minor surgeries.
STD Benefits |
|
|---|---|
Benefit Amount |
66.67% |
Benefit Maximum |
$500 |
Waiting Period |
Accident: 7 days |
Benefit Period |
Up to 12 weeks |
Long-Term Disability insurance protects your ability to earn a paycheck. It pays a percentage of your salary if you become unable to work for a long period of time, months or even years. Common long-term disability claims include musculoskeletal disorders, cancer or serious illness and mental health issues.
LTD Benefits |
|
|---|---|
Benefit Percentage |
60% of your pre-disability monthly earnings |
Monthly Benefit Maximum |
$10,000 |
Waiting Period |
90 days |
Definition of Disability |
Cannot perform your own duties |
Pre-existing Waiitng Period |
3 / 12 |
Pre-existing limitations may apply: A pre-existing condition is a condition, |